Empowering Risk Transfer Across Continents
Pankaj Chauhan
CEO & Managing Director
ERIM Group
About
ERIM Group is a new-age reinsurance broking company, licensed by the Financial Services Commission (FSC) of Mauritius, with a strong presence in both Mauritius and a representative office in UAE. We are strategically positioned to serve some of the most dynamic and fast-growing insurance markets, with a core focus on South Asia, Southeast Asia, Africa, the Middle East, and Latin America. As the reinsurance arm of Epoch Group, ERIM Group brings together global standards, regional expertise, and a deep understanding of local risk landscapes to deliver innovative, reliable, and tailored reinsurance solutions.
Our core strength lies in facultative (FAC) reinsurance placements, where we provide precise, client-specific solutions to address unique and complex risks. Over the years, our team has successfully structured and executed reinsurance programs for a wide range of high-value infrastructure, construction, and erection projects. Leveraging strong relationships with leading global reinsurers, we ensure capacity, competitive terms, and timely execution for our clients. ERIM Group is built on the principles of technical rigor, responsiveness, and trust, making us a dependable partner for insurers, MGAs, and risk carriers seeking to optimize their reinsurance strategies in emerging markets.
CEO's Message – ERIM Group
Our Reinsurance Services
What We Deliver Beyond Placement
At ERIM Group, we see ourselves not just as brokers, but as long-term partners invested in your success. From risk evaluation to claims resolution, our team is with you every step of the way—bringing clarity, expertise, and unwavering support.
Here's how we help you navigate the complexities of reinsurance with confidence:
Risk Assessment & Advisory
Every risk is unique, and so is our approach to understanding it. We begin by working closely with you to conduct a deep-dive assessment of your exposures—whether it’s a major infrastructure project, liability program, or specialty coverage need. Our team brings a blend of technical rigor and industry insight to help you design effective, efficient coverage structures that truly reflect the realities on the ground. We're not here to sell off-the-shelf solutions—we're here to co-create the right strategy for your risk.
Placement & Negotiation
Once we understand your needs, we leverage our strong global network of reinsurers to secure the right coverage at the right price. Our placement process is proactive and collaborative—we don’t just pass your submission along; we advocate for it. Drawing on our established relationships with top-tier reinsurers, we negotiate favorable terms, maximize capacity, and ensure your risks are understood and priced fairly. We bring transparency and responsiveness to every stage of the negotiation.
Claims Advocacy
When a loss happens, timing and trust matter. That’s why we see claims not as the end of the process—but the most important moment of truth. At ERIM Group, we stay by your side throughout the entire claims journey, helping you navigate documentation, settlement discussions, and re/insurer engagement. Our role is to ensure your claim is not only paid—but paid promptly, fairly, and with the least possible disruption to your business. We're your advocate, not just your broker.
Market Insights & Intelligence
Staying ahead in today’s insurance landscape means staying informed. We keep you updated with timely insights on regional market trends, regulatory shifts, pricing fluctuations, and capacity movements. Whether you're expanding into a new territory, launching a new product, or responding to global events, our intelligence helps you anticipate change and adapt your reinsurance strategy accordingly.
Why Choose ERIM Group?
Choosing the right reinsurance partner is about more than capacity and coverage—it's about finding a team that listens, understands your challenges, and stands with you through every cycle of the business. At ERIM Group, we are not here to be just another broker; we're here to be your trusted ally in navigating risk, expansion, and resilience.
Client-First Philosophy
At the heart of ERIM Group is a simple belief: you come first. We take time to understand your business, your ambitions, and your risk appetite before crafting any solution. Our advice is always independent, transparent, and shaped by what’s best for your long-term success—not just what fits the market. We measure our value not by placements closed, but by the relationships we build and the trust we earn.
Expertise Across Markets
Operating across South Asia to South East Asia, entire Africa, the Middle East, and Latin America, we bring deep regional knowledge combined with a global mindset. We understand that risk isn’t the same everywhere—so neither are our solutions. Our teams are immersed in local regulatory environments, market trends, and cultural nuances, allowing us to bring you context-driven advice and structures that work where you operate
Trusted Global Relationships
Our ability to deliver for clients rests on the strength of the relationships we’ve built with leading global reinsurers. These aren’t just names on a panel—they are partners who know our standards and trust our placements. This gives our clients access to consistent capacity, competitive terms, and most importantly, responsive claims support when it matters most. At ERIM, we don’t just find you capacity—we bring you peace of mind.
Professional Excellence
Behind every ERIM placement is a team of passionate professionals with backgrounds in underwriting, actuarial science, broking, and risk advisory. Our multi-disciplinary expertise ensures every deal is assessed with rigor, structured with creativity, and executed with precision. Whether it’s a complex facultative risk or a nuanced treaty program, we bring the highest standards of professionalism and diligence to every transaction.
Our Focus
At ERIM Group, we understand that every risk has its own story—shaped by the region, the project, and the people behind it. Our core focus lies in facultative reinsurance, where precision matters most. We specialize in structuring and placing tailored solutions for individual risks that are complex, high-value, or outside the scope of standard treaties. Backed by strong relationships with leading global reinsurers, we ensure our clients have access to responsive support, competitive terms, and the flexibility they need to grow.
Here’s how we help our clients manage some of their most critical exposures:
Engineering Risks
From massive energy plants to industrial manufacturing units and power distribution networks, our team has deep experience in engineering-related placements. We provide reinsurance solutions for operational and construction-phase exposures across energy, power, petrochemical, and industrial assets—working closely with clients to ensure technical and financial robustness.
Construction Risks
Whether it’s a high-speed railway, an international airport, or a multi-billion-dollar civil infrastructure venture, large construction projects carry intricate risks. ERIM Group works with project owners, contractors, and primary insurers to craft tailored facultative placements that protect against both expected and emerging exposures—onshore or offshore, above or below ground.
Renewable Energy Risks
As the world transitions to cleaner energy, the risks are evolving just as quickly. ERIM Group supports solar farms, wind parks, battery storage, and hybrid renewable systems with tailored facultative placements that address both construction and operational phases. We work closely with developers, financiers, and insurers to ensure comprehensive coverage for these future-focused assets.
Liability Lines
We help manage a wide spectrum of liability risks—from general third-party exposures to professional indemnity, directors' and officers' (D&O) liability, product liability, and more. Our focus is on ensuring the right coverage is in place, especially for businesses operating in jurisdictions with complex regulatory and legal frameworks.
Surety & Bonds
We support the placement of surety solutions such as contract bonds, performance guarantees, bid bonds, and financial guarantees. These are vital tools for clients involved in large-scale public and private sector contracts—especially in infrastructure, construction, and energy sectors—where surety is as important as insurance.
Marine Cargo & Hull
Global trade relies on reliable marine insurance—and that’s where we come in. ERIM Group provides reinsurance solutions for both cargo and hull exposures, covering transit by sea, air, or land. From containerized shipments to bulk carriers and specialized vessels, we work with underwriters and reinsurers to craft protections that ensure safe passage and timely claims service.
Trade Credit Insurance
In an increasingly uncertain global economy, protecting receivables is critical. ERIM Group helps clients manage counterparty risk through structured trade credit reinsurance. Whether it’s political instability, protracted default, or insolvency, we work with reinsurers to secure programs that protect your balance sheet while enabling safe commercial growth.
Aviation Risks
The aviation sector demands precision, speed, and deep expertise. We provide facultative reinsurance for airline hull, liability, ground operations, and aerospace manufacturing risks. Whether you're a regional carrier or a cargo operator, our aviation solutions are crafted with the same rigor and responsiveness that the industry itself demands.
Partner with ERIM Group
In a world where risk is evolving faster than ever, having the right reinsurance partner can make all the difference—not just in protecting your balance sheet, but in empowering your long-term vision.
Whether you're an insurer navigating complex underwriting exposures, a corporate managing large-scale infrastructure or liability programs, or a public sector entity working to safeguard national assets, ERIM Group is here to stand beside you. We bring a deep understanding of local markets and global standards, blending technical excellence with a human approach to every engagement.
At ERIM, we don’t believe in one-size-fits-all solutions. We take time to understand your unique challenges, priorities, and growth plans, and then craft bespoke reinsurance strategies that truly fit. Our goal isn’t just to manage risk—it’s to help you move forward with confidence, knowing you have a partner who listens, advises, and delivers when it matters most.
Let’s build something lasting together. Reach out to discover how ERIM Group can support your journey—today, tomorrow, and through every phase of your growth.
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